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We provide a quick and easy way to get money when you're in a bind or have an emergency. Simply put, a payday loan is a cash advance from your next paycheque. You pay a flat rate for the amount borrowed, and your loan and fees are due to be paid back on or around your next pay date.

3 Easy Ways to Get Cash

Overnight Cash

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Over 160 Locations

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855.673.2527

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Stores:

Check 4 Cash Of Southhaven, Olive Branch, Olive Branch MS, 38654, 662-893-2622
QUICK CASH INC, 1683 W Grant Rd Ste 104, Tucson AZ, 85745, 520-792-4197
1ST CASH TITLE LOANS, 110 Canal Pl, Philadelphia MS, 39350, 601-389-5757
ATM CASH EXPRESS, 1336 43rd St, Brooklyn NY, 11219, 718-437-3083
Check Cashing & Payday Advance, 2568 Highway 62 East, Mountain Home AR, 72653, 870-492-5010
Ace Cash Express Inc, 7508 Geyer Springs Rd, Little Rock AR, 72209, 501-562-4807
Advance America, 1916 East Belt Line Road, Carrollton TX, 75006, 972-416-9003
Advance America, 403 North Gilmer Avenue, Lanett AL, 36863, 334-644-0602

And act to prevent illegal. Ratings on third-party websites may. And act to prevent illegal lenders filling the credit gap.

Complete Your Application

How It Works

3 Simple Steps

Overnight Cash

1. Apply

Complete your application online, over the phone, or in a store in just minutes.

Overnight Cash

2. Approval

Get an instant approval decision immediately see how much you're approved to borrow.

Overnight Cash

3. Funding

Get your cash! If you apply in a store, get your cash on the spot. If you apply online, choose to get your cash direct deposited, or pick up your cash at a store.

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Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counselling.
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Contact Customer Service

Phone: 855.673.2527

Call Center Hours

Mon-Fri: 8:00 am to 8:00 pm (ET)

Saturday: 8:00 am to 4:00 pm (ET)

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Payday Loan 14-day APR Range: 443.21% - 599.64% APR varies per state regulations. Rates and Terms the APR in your province. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and may not be extended, refinanced or rolled over.

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

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Opt+ Prepaid MasterCard®: This card is issued by All Trans Financial Services Credit Union LTD. Pursuant to licence by MasterCard® International. Use of this card is governed by the agreement under which it is issued. Free load and unloads at Overnight Cash locations only.