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We provide a quick and easy way to get money when you're in a bind or have an emergency. Simply put, a payday loan is a cash advance from your next paycheque. You pay a flat rate for the amount borrowed, and your loan and fees are due to be paid back on or around your next pay date.

3 Easy Ways to Get Cash

Overnight Cash

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855.673.2527

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Loan personal guarantee

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Stores:

PAWN USA INC, 3922 Market St, Wilmington NC, 28403, 910-763-7682
First American Cash Advance, 1222 Madison Ave S, Douglas GA, 31533, 912-393-3222
FRIENDLY CHECK CASHING, 755 W Front St, Plainfield NJ, 07060, 908-222-3750
Red-D-Cash, Po Box 125, Nebraska City NE, 68410, 402-873-7046
Check City, 3736 West 7800 South, West Jordan UT, 84088, 801-858-0331
Stewart's Pawn Shop, 1133 West Broadway, Louisville KY, 40203, 502-583-5145

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Complete Your Application

How It Works

3 Simple Steps

Overnight Cash

1. Apply

Complete your application online, over the phone, or in a store in just minutes.

Overnight Cash

2. Approval

Get an instant approval decision immediately see how much you're approved to borrow.

Overnight Cash

3. Funding

Get your cash! If you apply in a store, get your cash on the spot. If you apply online, choose to get your cash direct deposited, or pick up your cash at a store.

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Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counselling.
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Phone: 855.673.2527

Call Center Hours

Mon-Fri: 8:00 am to 8:00 pm (ET)

Saturday: 8:00 am to 4:00 pm (ET)

Only four SAFE Loans are you qualify for a. Policy on automatic loan renewal.

Payday Loan 14-day APR Range: 443.21% - 599.64% APR varies per state regulations. Rates and Terms the APR in your province. Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and may not be extended, refinanced or rolled over.

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

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Opt+ Prepaid MasterCard®: This card is issued by All Trans Financial Services Credit Union LTD. Pursuant to licence by MasterCard® International. Use of this card is governed by the agreement under which it is issued. Free load and unloads at Overnight Cash locations only.